Tradeify Live Account Rules 2026: Entry Triggers, 90% Split, and the 4-Week Reset
Tradeify has quietly built one of the most trader-friendly live account structures in the futures prop firm space. While most firms use live as a penalty phase — stripping your profits, extending cooldowns, and tightening rules — Tradeify actually improves your terms when you transition.
The profit split jumps to 90%. The bonus system rewards longevity. And if you blow it, the 4-week cooldown means you’re back in the game within a month.
But there are traps. Here’s the complete operating manual.
How Tradeify Triggers the Live Transition
Tradeify uses a dual-trigger system. Meeting either condition puts you on the live transition radar:
| Trigger | Threshold | What It Means |
|---|---|---|
| Single-account payouts | 3 payouts | Any one funded account extracts 3 times |
| Cumulative payouts (all accounts) | 10 payouts total | Combined payout count across every account hits 10 |
Critical nuance: These are minimum thresholds, not guaranteed triggers. Hitting 3 single-account payouts or 10 cumulative doesn’t mean you immediately enter live. Tradeify evaluates your trading performance first. Community data from the Propfirmvip Discord suggests many traders aren’t pulled until 15+ cumulative payouts.
This creates a strategic window: you know you won’t be pulled before these thresholds, but you can’t be sure exactly when after.
The Reset Mechanic
Here’s what makes Tradeify’s system unique: after each cooldown period, the cumulative payout counter resets to zero. This means blowing a live account doesn’t permanently reduce your extraction capacity. You start fresh with a new cycle of funded accounts, counting from zero again.
Optimal Extraction Strategy (5× 50K Example)
If you’re running 5× 50K Growth accounts with copy trading:
| Round | Action | Extraction |
|---|---|---|
| Round 1 | All 5 accounts payout $3,000 each | $15,000 |
| Round 2 | 4 accounts payout $3,000 (hold one for Round 3) | $12,000 |
| Round 3 | All 5 accounts payout $3,000 | $15,000 |
| Total | Before live trigger at ~15 cumulative | ~$42,000 |
The key is staggering your payouts so you don’t trigger the 10-cumulative threshold too quickly with low-value extractions.
Live Account Trading Rules
| Parameter | 25K Live | 50K Live | 100K Live | 150K Live |
|---|---|---|---|---|
| Drawdown Type | EOD | EOD | EOD | EOD |
| Drawdown Amount | $1,500 | $2,000 | $3,000 | $4,000 |
| Max Contracts (Initial) | 1 NQ (10 MNQ) | 2 NQ (20 MNQ) | 3 NQ (30 MNQ) | 4 NQ (40 MNQ) |
| Daily Loss Limit | ❌ None | ❌ None | ❌ None | ❌ None |
| Profit Cap | ❌ None | ❌ None | ❌ None | ❌ None |
| Payout Cap | ❌ None | ❌ None | ❌ None | ❌ None |
| Payout Frequency | Daily settlement | Daily | Daily | Daily |
| Profit Split | 90/10 | 90/10 | 90/10 | 90/10 |
The 90% split is a significant upgrade over the funded stage and places Tradeify among the most generous live terms in the industry.
The Zero-Balance Rule
Identical to Lucid: your account balance cannot drop below $0 after a withdrawal. Your remaining profit post-payout becomes your effective drawdown. Withdraw too much too early, and a single losing session will terminate your account.
First withdrawal timing: Build at least $1,500-$2,000 in profits before taking your first live payout. This gives you a survivable buffer even after extraction.
The Milestone Bonus System
Tradeify incentivizes sustained live trading with escalating bonuses tied to cumulative live payout volume:
| Cumulative Live Payouts | Bonus Awarded |
|---|---|
| $10,000 | $2,000 |
| $20,000 | $5,000 |
| $50,000 | $10,000 |
| $100,000 | $20,000 |
| $250,000 | $50,000 |
These bonuses are separate from your trading profits and represent pure additional income for longevity. A trader who sustains live accounts long enough to extract $50,000 in total payouts earns an additional $17,000 in bonuses — effectively a 34% bonus on top of their trading income.
Note: The above applies to Growth and免考 (exam-exempt) pathway live accounts. Select pathway accounts have a separate bonus structure.
Account Limits and Restrictions
| Rule | Details |
|---|---|
| Maximum Live Accounts | 5 |
| Trade Copying | ✅ Allowed |
| Hedging | ❌ Strictly prohibited — permanent ban |
| Family Member Restriction | One household member in live blocks others from purchasing evaluations |
| Exam Accounts on Live Entry | All evaluation accounts closed |
| Funded Profit Carried to Live | ❌ None — start at $0 |
The 4-Week Cooldown
Blowing a live account triggers a 4-week cooldown before you can purchase new evaluations. This is tied with Lucid for the shortest in the industry.
The reckless trading penalty: Like Lucid, deliberately blowing your account within days of entry (maximum leverage, no stops, revenge trading patterns) can result in extended cooldowns of 8+ weeks.
After cooldown, your cumulative payout counter resets. You purchase new evaluations, pass them, extract during funded, and eventually enter live again — a complete renewable cycle.
Tradeify vs Lucid Live Comparison
Since both firms share the 4-week cooldown structure, here’s a direct comparison:
| Metric | Tradeify | Lucid |
|---|---|---|
| Profit Split (Live) | 90% | 80% |
| 50K Drawdown | $2,000 | $2,000 |
| Max NQ (50K) | 2 NQ | 4 NQ |
| Bonus System | Milestone-based (cumulative) | First-two-entries only |
| Cooldown | 4 weeks | 4 weeks |
| Trigger | 3 single / 10 cumulative | 5 single / aggregate thresholds |
Tradeify wins on split and long-term bonus potential. Lucid wins on initial contract allocation and has a more predictable trigger threshold.
For the complete live account landscape across all major firms, see our Live Funded guide.
